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5 Best Insurance Agencies in Singapore That Locals Swear Are Total Life Savers

  • Expertise: We chose insurance agencies that employ experienced advisors, many with 10 to 20 years in the industry. These pros understand both local and expat needs and can guide you through complex policies with ease.
  • Range of Services: Agencies that offer a wide variety of coverage, from health and life insurance to travel, car, home, and business protection, were selected.
  • Reputation: We featured companies with strong track records and glowing reviews from customers who’ve made claims or had real-life experiences. These guys are also known for fast response times and helpful support teams.
  • Value for Money: We picked firms that offer comprehensive coverage at fair prices, with transparent premiums and no hidden fees.

I had a friend who used to say, “Insurance is for later,” until he got hit with a huge hospital bill and realized “later” came way too soon. That’s when he found out that having the right coverage can save you from unexpected stress (and expenses!).

If you’ve been putting it off or don’t know where to start, don’t worry—we totally get it. Better yet, we’ll point you in the right direction.

Here are the best and most reputable insurance agencies in Singapore. These guys offer everything, from general personal/business insurance to health and life plans that actually make sense.

1. Yuanyii Agency

yuanyii-agency

Services: Work Injury Compensation Insurance, Foreign Worker Medical Insurance, Recruitment, Immigration

Location: 1 Irving Pl, #07-01 The Commerze

Contact: +65 8388 0783

Business hours:

  • Mon – Fri: 10 AM – 7:30 PM

Website

Instagram

Google reviews score5/5
Facebook reviews score 5/5
Total reviews5/5
Score consistency 5/5
Expertise5/5
Range of Services4.5/5
Reputation5/5
Value for Money5/5

Since 2019, Yuanyii Agency has been known for their recruitment and immigration services. But they also offer personalized insurance options, especially for those looking to make Singapore their long-term home.

For instance, they’re the ones to call for Work Injury Compensation Insurance—a must for manual laborers and non-manual workers (earning under $2600 a month).

They also handle Foreign Worker Medical Insurance, which is a mandatory requirement for employers of Work Permit and S Pass holders. 

What’s cool is that they help employers stay compliant without the paperwork stress. 

And they don’t slap together a generic plan, either. They go through a thoughtful process to collect info and then craft protection that’s fairly priced and tailored to you.

Just note that their insurance options are limited compared to other agencies.

Pros

  • Over 6 years of experience
  • Offers Work Injury Compensation Insurance
  • Handles Foreign Worker Medical Insurance
  • Helps employers stay compliant
  • Crafts fairly priced and tailored insurance options

Cons

  • Comparatively limited range of insurance products

Understood what I needed and took care of it

“Had a great experience from start to finish. They understood what I needed and took care of it without hassle. Super clear and straightforward process.” — CHIA YAN TAN, Google Review

Took the time to answer every single question

“Felicia is incredibly patient. She took the time to answer every single question I had, without rushing or hard-selling. Felt respected throughout.” — Xin Ying, Google Review

2. SONA Insurance

sona-insurance

Services: Commercial / Private Vehicles Insurance, Home and Office Contents, Sports Car, Foreign Worker Medical Insurance

Location: 118 Aljunied Ave 2, #02-128

Contact: +65 9270 6527

Business hours:

  • Mon – Fri: 9 AM – 6 PM

Website

Instagram

Google reviews score5/5
Total reviews5/5
Score consistency 5/5
Expertise5/5
Range of Services4.5/5
Reputation5/5
Value for Money4.5/5

If you’re a car owner in Singapore, chances are you’ve heard of SONA. With over 10 years of experience, they’ve built a solid rep for offering reliable insurance services.

Car insurance is their claim to fame, from private and commercial vehicles to sports cars. In fact, they’re a one-stop shop for car-related needs in case you also need help with road tax, VPC application, or even financing.

But cars aren’t their only focus. They also offer Home and Office Contents Insurance, which protects your property and belongings from fire and other unexpected events. 

And if things go south, their 24-hour claims assistance is a big plus.

That said, we heard that SONA’s premiums can be on the higher side. But many clients feel the extra cost is justified.

Pros

  • Over 10 years of experience
  • Known for Car Insurance
  • Offers other car-related services
  • Has Home and Office Contents Insurance
  • Offers 24-hour claims assistance 

Cons

  • Premiums can be pricey

Fastest processing I’ve ever experienced!

“I renewed my motor insurance and was thoroughly impressed by the service! The assistant helped extend the insurance with immediate effect, even though my road tax was expiring the very next day. The entire process, including payment, was smooth and efficient — I received the endorsement within just 20 minutes. Fastest processing I’ve ever experienced! Friendly and professional customer service throughout. Thank you for the excellent support!” — Sheik Ismail, Google Review

Personalized and fuss-free service

“Had a very pleasant experience dealing with Steph, who helped me quickly resolve my insurance queries. She gave me advice based on my needs, and I am very glad to have met her. Highly recommend everyone to engage SONA Insurance if you are looking for a personalised and fuss-free service. Thank you once again to Steph and her team!” — Karl Tan, Google Review

3. Pacific Prime CXA

pacific-prime-cxa

Services: Family Medical Insurance Plans, Maternity Insurance, Travel Insurance

Location: 18 Cross, 18 Cross St, #09-02

Contact: +65 6536 6173

Business hours:

  • Mon – Fri: 8 AM – 7 PM

Website

Instagram

Google reviews score4.9/5
Facebook reviews score 4.6/5
Total reviews4.7/5
Score consistency 4.8/5
Expertise5/5
Range of Services5/5
Reputation4/5
Value for Money5/5

Founded in 2000, Pacific Prime CXA started with a clear mission: to simplify insurance. Now, they’re one of the top three insurance brokers in the Asia Pacific region.

One of their big draws is their Family Medical Insurance Plans, designed to give families peace of mind with global access to quality healthcare. And if you’re insuring more than one child, they offer family discounts!

Maternity Insurance is also available here. They cover just about everything—pre- and post-natal checkups, hospital or child birthing costs, and even congenital birth defects.

We like that their Singapore office is conveniently located in the CBD. Plus, they have advisors who speak 15 different languages—incredibly helpful in a diverse city like this.

That said, watch out for misleading or unclear info during the sign-up process.

Pros

  • Over 20 years of experience
  • One of the top 3 insurance brokers in the Asia Pacific
  • Offers Family Medical Insurance 
  • Carries Maternity Insurance
  • Office located in the CBD
  • Has multilingual advisors

Cons

  • Reports of misleading info given

Service and support are 1st class

“Serena has been instrumental in helping me navigate the complexities of health insurance in Singapore. Her service and support are 1st class, and I would highly recommend her to any new arrivals or those struggling with complex requirements.” — Adam Williams, Google Review

Very helpful in choosing the right family insurance

“Kimberly was very helpful in choosing the right insurance for my family. She answered all questions patiently and worked with us through several changes to find the best plan. She also checks in often to keep us updated, which we really appreciate.” — Jaffar Moideen, Google Review

4. Eazy Pte Ltd.

eazy-pte-ltd

Services: Business Insurance, Pet Insurance, Travel Insurance, Home Insurance, Car Insurance

Location: 20 Anson Rd, #07-01 Twenty Anson

Contact: +65 6220 9266

Business hours:

  • Mon – Fri: 9 AM – 6 PM

Website

Instagram

Google reviews score4.8/5
Total reviews4.8/5
Score consistency 5/5
Expertise5/5
Range of Services5/5
Reputation5/5
Value for Money4/5

Eazy’s goal is to offer a wide range of insurance solutions tailored to fit different financial goals and lifestyles.

One of their key services is Business Insurance for companies of all sizes. They can help with property damage, income loss, third-party liability, legal costs—you name it.

Now, if you’re a fur parent, you might want to sign up for their Pet Insurance. From clinical consultation and surgery to chemo, accidental death, and third-party liability, your pet is totally covered.

Unlike other agencies, they offer a nice referral partner program, too. Simply refer a client, and if they sign a policy, you’ll get a reward.

Just look out for overpriced premiums before committing, as we heard complaints about their fees from former clients.

Pros

  • Known for Business Insurance
  • Offers Pet Insurance
  • Has a referral partner program

Cons

  • Reports of overpriced premiums

Best rates with reputable companies

“Excellent insurance broker. Best rates with reputable companies. Seamless from online request to communicating with real people via email thereafter. Highly recommended.” — John Tan, Google Review

Always offers better packages during renewal periods

“Eazy has been handling my travel and home insurance for a couple of years already. Always very prompt in responding to me, and without fail, they always offer better packages during renewal periods. Very good service!” — Grace Leong, Google Review

5. AGI Singapore

agi-singapore

Services: Private/Commercial Motor Insurance, Travel Insurance, Maid Insurance, Personal Accident Insurance

Location: 192 Waterloo St, #07-06/07 Sky Line, Building 187966

Contact: +65 6803 8751

Business hours:

  • Mon – Fri: 10 AM – 6:30 PM

Website

Instagram

Google reviews score5/5
Facebook reviews score 5/5
Total reviews5/5
Score consistency 5/5
Expertise5/5
Range of Services5/5
Reputation4/5
Value for Money5/5

AGI Singapore focuses on providing simple, adequate coverage—nothing flashy, just the essentials to keep you protected.

Their bread and butter is definitely Private and Commercial Motor Insurance, and they do it well. So well, in fact, that they were recognized as a Million Dollar Producer by NTUC Income in 2022.

If you want a stress-free vacation, they offer travel insurance, too. They’ll compare multiple plans so that you can enjoy your getaway without worrying about lost luggage or medical mishaps.

And all the basics to keep your life covered, like Maid, Home, and Personal Accident Insurance, are all on offer.

Don’t forget their Promotion section online. You can sometimes snag up to 50% off insurance—a pretty sweet deal if you’re budget-conscious.

Just a tiny heads up, though. We heard their customer service needs some work.

Pros

  • Offers Private and Commercial Motor Insurance
  • Named a Million Dollar Producer by NTUC Income 
  • Offers several plans for travel insurance
  • Carries Maid, Home, and Personal Accident Insurance
  • Has online deals and promotions

Cons

  •   Reports of customer service lapses

Able to secure the best possible coverage/ deal

“Grateful to have met Henry. He assisted me with my car insurance renewal and is able to secure the best possible coverage/ deal. His quick response allows me to feel secure, and he would answer all the questions I have. Thank you, Henry!” — Glenda Tan, Google Review

Found me the best coverage at a competitive price

“I had a great experience with AGI. Their team was knowledgeable, professional, and took the time to find me the best coverage at a competitive price. They made the entire process smooth and hassle-free, answering all my questions promptly. I highly recommend their services to anyone looking for reliable and affordable car insurance!”

— Justin Toh, Google Review