As a woman, it has been my lifelong mantra to always prepare financially for giving birth before the due date. 

While preparing for your cute baby clothes and nursery decorations is equally important, let’s not forget the financial side.

Here’s the deal: Giving birth involves a range of expenses. 

Having a clear understanding of what to expect can save you from unexpected financial stress.

That’s why I’m here to help you gain a complete cost estimate of giving birth in Singapore and provide insights into the best public and private hospitals to give birth in.

What’s It Like to Give Birth in Singapore

Singapore is renowned for its outstanding healthcare system and unwavering commitment to exceptional medical care.

In the country, expectant mothers can choose between public and private hospitals that offer top-notch services.

Public hospitals in Singapore have long been trusted by families seeking high-quality care while maintaining their financial readiness.

On the other hand, private hospitals in Singapore cater to those who desire a more exclusive and personalized birthing experience. 

Private hospitals offer a luxurious touch, with spacious private rooms, gourmet meals, and additional special services.

In this country, you’ll be in safe and capable hands, whether you opt for the efficiency and affordability of a public hospital or the luxury and personalized care of a private facility.

Is giving birth in Singapore expensive or cheap?

When comparing the cost of giving birth to the national average of S$18,865, according to Forbes, Singapore tends to fall within the below-average range of S$8,000-S$10,000.

According to a Statista report, the United States has the highest cost for giving birth, which ranges from $11,200 to $15,000.

In contrast, the cost of giving birth in Singapore ranges from S$8,000 to S$10,000.

To compare these costs, we need to convert Singaporean dollars (S$) to US dollars (USD) using the current exchange rate, which is 0.76 USD per 1 Singaporean dollar.

Let’s calculate the cost:

0.76 USD x S$8,000 = $6,080

0.76 USD x S$10,000 = $7,600

So, in USD, the cost of giving birth in Singapore ranges from $6,080 to $7,600.

Therefore, giving birth in Singapore is approximately 46.4% cheaper than giving birth in the United States, considering the lower range of costs.

Cost of Giving Birth in Singapore

The cost of a normal delivery in Singapore ranges from S$1,000 (in public hospitals) to S$4,874 (in private hospitals).

Similarly, the cost of a cesarean delivery ranges from S$7,201 (in public hospitals) to S$11,686 (in private hospitals).

To better understand the cost breakdown, let’s explore the charges associated with Singapore’s public and private hospitals.

Public Hospital Charges

In Singapore, public hospitals offer affordable options for childbirth.

According to Dollars and Sense, the charges for normal delivery in a public hospital can range from S$500 to $1,000.

Note that this estimate is for the economy or shared room.

These costs typically cover medical fees, doctor consultations, room charges, and other basic services.

Consultation Cost Range	S$250 – S$500
Normal Delivery Cost Range	S$1,000 – S$2,000
Caesarian Cost Range	S$7,201 – S$8,413
Room/Ward Estimate	Class A S$5,016 Class BS$3,730 Class CS$2,261

Maternity Packages and Subsidies

Public hospitals in Singapore also provide various maternity packages and subsidies to help alleviate the financial burden.

The packages often include prenatal consultations, delivery charges, hospital stays, and additional benefits.

But these packages will depend on your household income.

According to the Ministry of Health Singapore, here is the breakdown of public hospital subsidies for Ward B/C depending on your monthly household income:

Monthly Per Capita Household Income(PCHI)	Singapore Citizens (SCs) Discount	Permanent Residents (PRs) Discount
No PCHI	Annual Value≤ S$13,000: 80% Annual Value > S$13,000: 50%	Annual Value ≤ S$13,000: 50% Annual Value > S$13,000: 25%
S$0 < PCHI ≤ S$1,800	80%	50%
S$1,800 < PCHI ≤ S$2,000	75%	42.5%
S$2,000 < PCHI ≤ S$2,200	70%	35%
S$2,200 < PCHI ≤ S$2,500	65%	32.5%
S$2,500 < PCHI ≤ S$2,800	60%	30%
S$2,800 < PCHI ≤ S$3,100	55%	27.5%
PCHI > S$3,100	50%	25%

Insurance Coverage

If you have health insurance coverage, it’s essential to review your policy to understand the extent of coverage for maternity-related expenses.

Note that the cost varies between insurance plans and companies.

Some insurance plans may cover a significant portion of the costs, including prenatal care, delivery, and postnatal care.

You should check the policy details, including any waiting periods or exclusions.

Private Hospital Charges

Private hospitals in the country offer a more luxurious and personalized experience for childbirth, but they also come with higher costs.

The starting cost for private hospitals in Singapore is S$4,874, and the maximum is S$13,000.

Consultation Cost Estimate	S$2,000
Normal Delivery Cost Range	S$4,874 – S$13,000
Caesarian Cost Range	S$11,686 – S$20,438
Room/Ward Cost Estimate	S$13,000

MediSave Maternity Packages

Prevailing inpatient limitations in MediSave are up to $550 for the first two days and $400 for the third and subsequent days in the hospital.

This covers an extra $900 for pre-birth medical expenditures, depending on the delivery technique.

The packages typically include additional services like breastfeeding support, postnatal care, and baby-related amenities.

Here is the breakdown of other MediSave maternity coverage:

Pre-deliver Medical Cost Coverage	Up to S$900
Assisted Conception Procedures	1st cycle  S$6,000 2nd cycle S$5,000 3rd and subsequent cycles S$4,000
Additional Surgical Cost Range	S$750 – S$2,600
Lifetime MediSave Withdrawal Limit	S$15,000 per patient

Factors Influencing the Cost of Childbirth in Singapore

The factors influencing the cost of childbirth include hospital charges, room type, medical procedures, and additional services such as prenatal classes or postnatal care.

More importantly, choosing between private or public healthcare to give birth determines the total bill.

Let’s explore these factors in detail below.

Room Type and Services

The type of room you choose can significantly impact the cost.

Private rooms with enhanced amenities and personalized services are more expensive than semi-private or ward rooms.

It’s essential to assess your needs and budget when deciding the room type.

Medical Procedures and Interventions

The complexity of the medical procedures and interventions involved in your childbirth can affect the cost.

A cesarean section, for instance, is generally more expensive than a natural delivery due to the additional surgical procedures and post-operative care required.

Additional Services and Packages

Additional services for your childbirth, such as breastfeeding support, antenatal classes, or postnatal care packages, may incur extra charges.

While these services can enhance your experience and well-being, it’s crucial to consider their costs and benefits in your overall budget.

Public vs. Private Hospitals in Singapore

Public hospitals in Singapore are known for their affordability and accessibility. They can provide excellent medical care for you at a lower cost.

While public hospitals may have more basic amenities than private hospitals, they prioritize safety, medical expertise, and affordability.

Consequently, choosing a private hospital means indulging in the comforts and privacy of a more exclusive setting.

If you desire a premium birthing experience and have the financial means, a private hospital may be the right choice for you.

When deciding between public and private hospitals, consider your budget, personal preferences, and priorities.

It’s also helpful to consult with your healthcare provider, friends, and family members who have experience with both types of hospitals.

Their insights can provide valuable guidance as you navigate this decision.

Best Public Hospitals to Give Birth in Singapore

Here are the following trustworthy public hospitals offering affordable giving birth costs without compromising your and your child’s safety.

KK Women’s and Children’s Hospital (KKH)

KKH is renowned as a leading institution specializing in women’s and children’s healthcare.

With state-of-the-art facilities and a team of experienced medical professionals, KKH offers comprehensive maternity services, including prenatal care, delivery, and postnatal support.

Website	https://www.kkh.com.sg/
Address	100 Bukit Timah Rd, Singapore 229899
Contact Details	+65 6225 5554
Giving Birth Services	Early pregnancy assessment Caesarian service Virtual maternity tours After-care maternity services Maternity classes and workshops

National University Hospital (NUH)

NUH is a reputable public hospital that provides a wide range of medical services, including maternity care. 

Its dedicated team of healthcare professionals can offer you personalized attention and ensures a safe and comfortable birthing experience.

Website	https://www.nuh.com.sg/Pages/Home.aspx
Address	5 Lower Kent Ridge Rd, Singapore 119074
Contact Details	+65 6908 2222
Giving Birth Services	Maternity services Caesarian service High-risk pregnancy

Singapore General Hospital (SGH)

SGH is one of Singapore’s largest and oldest hospitals. It’s known for its extensive expertise across various medical fields.

The maternity services at SGH combine advanced medical technology with compassionate care, ensuring your baby’s well-being.

Website	https://www.sgh.com.sg/
Address	31 Third Hospital Ave, Singapore 168753
Contact Details	+65 6222 3322
Giving Birth Services	Early pregnancy assessment Normal delivery service Caesarian service Labor ward & virtual tour Lactation clinic Birth registration

Changi General Hospital (CGH)

CGH is a community hospital offering a holistic maternity care approach. 

This hospital will indeed prioritize your well-being by providing comprehensive services, such as antenatal care, delivery, and postnatal support, in a warm and supportive environment.

Website	https://www.cgh.com.sg/
Address	2 Simei St 3, Singapore 529889
Contact Details	+65 6788 8833
Giving Birth Services	Pregnancy consultation Normal delivery Caesarian service

National University Hospital Alexandra (NUH Alexandra)

NUH Alexandra is a satellite campus of NUH, offering a convenient location for expectant mothers residing in the western part of Singapore.

The hospital provides various maternity services, focusing on personalized care and ensuring a positive birthing experience.

Website	https://www.ah.com.sg/Pages/Contact-Alexandra-Hospital.aspx
Address	378 Alexandra Rd, Singapore 159964
Contact Details	+65 6908 2222
Giving Birth Services	Normal delivery Caesarian emergency service After-care patient support

Sengkang General Hospital (SKH)

SKH is a newly established public hospital with a dedicated team of healthcare professionals.

This public hospital aims to deliver safe and personalized care for expectant mothers.

Website	https://www.skh.com.sg/
Address	110 Sengkang E Way, Singapore 544886
Contact Details	+65 6930 5000
Giving Birth Services	Same day admission Normal delivery Caesarian service After-care support

Best Private Hospitals to Give Birth in Singapore

Private hospitals in Singapore offer a more exclusive and lavish experience for expectant mothers.

While they come with a higher price tag, they can provide luxurious amenities and greater privacy.

If you’re seeking a premium birthing experience and have the financial means, here are the highly recommended private hospitals you can choose from.

Mount Elizabeth Hospital

Mount Elizabeth Hospital is renowned for its exceptional medical care and luxurious facilities.

Its team of experienced doctors strives to make your birthing journey as comfortable and stress-free as possible.

Website	https://www.mountelizabeth.com.sg/
Address	3 Mount Elizabeth, Singapore 228510
Contact Details	+65 6737 2666
Giving Birth Services	Pre-marital screening Preconception health screening Prenatal diagnostic services Newborn hearing screening program Maternity tours High-risk pregnancy services Baby massage program Breastfeeding clinic Homecare

Gleneagles Hospital

Gleneagles Hospital prides itself on offering personalized and holistic care to expectant mothers like you.

Its team of specialists and comprehensive maternity services ensure that you and your baby receive the highest level of attention and support.

Website	https://www.gleneagles.com.sg/
Address	6A Napier Rd, Singapore 258500
Contact Details	+65 6473 7222
Giving Birth Services	Medical transport Normal delivery  Caesarian service Baby-friendly hospital initiative

Thomson Medical Centre

Thomson Medical Centre is a well-established private hospital dedicated to women’s and children’s healthcare.

It provides various services, including antenatal care, childbirth, and postnatal support, with a strong focus on individualized care to meet your needs.

Website	https://www.thomsonmedical.com/
Address	339 Thomson Rd, Singapore 307677
Contact Details	+65 6250 2222
Giving Birth Services	Prenatal assessment Normal delivery Caesarian service Mother and baby care Baby massage Homecare service Postnatal support

Parkway East Hospital

Parkway East Hospital combines medical excellence with a warm and comforting environment. 

Its dedicated healthcare professionals aim to deliver a seamless birthing experience, ensuring you and your baby receive the best possible care.

Website	https://www.parkwayeast.com.sg/
Address	321 Joo Chiat Pl, Singapore 427990
Contact Details	+65 6377 3737
Giving Birth Services	Prenatal care Customized postnatal menu Comprehensive newborn blood screen Hearing tests and vaccination Postnatal care

Raffles Hospital

Raffles Hospital is popularly-know for its quality healthcare in Singapore. 

With a range of maternity services and state-of-the-art facilities, it strives to create a nurturing environment for your birthing journey.

Website	https://www.rafflesmedicalgroup.com/services/hospital/
Address	585 North Bridge Road Raffles Hospital, Singapore 188770
Contact Details	+65 6311 2222
Giving Birth Services	Maternity tour Normal delivery Caesarian service Antenatal care Post delivery care Baby items (first pack only)

Mount Alvernia Hospital

Mount Alvernia Hospital has a long-standing reputation for providing compassionate and personalized care to expectant mothers. 

It offers a comprehensive range of maternity services, ensuring a smooth and memorable birthing experience.

Website	https://mtalvernia.sg/
Address	820 Thomson Rd, Singapore 574623
Contact Details	+65 6347 6688
Giving Birth Services	Prenatal consultation Normal delivery Caesarian service Lactation consultation and support Parentcraft homecare service Weight management and exercise for mothers

Things to Consider in Choosing the Best Hospital

I know that every expectant mother has unique preferences and needs, so you should consider the following aspects before making your decision.

Reputation and Accreditation

You must consider factors such as patient reviews, medical awards, and recognition within the healthcare industry.

This will give you an indication of the hospital’s commitment to excellence and patient satisfaction.

Medical Expertise and Facilities

You should evaluate the medical expertise of the hospital and its healthcare professionals.

To be sure about the hospital’s qualified staff, research their qualifications, experience, and areas of specialization. 

You should also consider the hospital’s facilities, such as advanced technology and equipment. These can contribute to your safer and more efficient birthing experience.

Personal Preferences and Birth Plan

Reflect on your preferences and birth plans.

Consider whether you prefer a natural birth or have specific requests, such as a water birth or the presence of a doula.

Ensure that your chosen hospital can accommodate your desires and support you.

Accessibility and Location

Consider the accessibility and location of the hospital, primarily if you reside in a specific area of Singapore.

Opting for a hospital that is easily accessible will save you time and reduce stress during labor and delivery.

Support Services and Postnatal Care

You should look into the hospital’s support services and postnatal care.

This can include lactation consultations, breastfeeding support, parenting classes, and postpartum check-ups.

Keep in mind that comprehensive support services can significantly enhance your post-birth experience and help you transition into motherhood smoothly.

Reviews and Recommendations

Read reviews and seek recommendations from friends, family, or online communities. 

Hearing about others’ experiences can provide valuable insights and help you gauge the overall quality of care a particular hospital offers.

By carefully considering these factors, you can select the best hospital that aligns with your preferences and needs for your childbirth journey in this country.

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Giving birth in Singapore involves both healthcare considerations and financial planning. 

While the cost of giving birth can vary depending on the hospital, room type, medical procedures, and additional services, it’s essential that you thoroughly review your options.

Understanding potential expenses will allow you to make informed decisions and ensure a smooth and financially manageable childbirth experience in Singapore.

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